ROBERT KIYOSAKI says.....


"If I had to do it all over again, rather than build an old style type of business, I would have started building a network marketing business." …………………. Quote by Robert T. Kiyosaki,
Internationally renowned Business Author and Entrepeneur


Global Possibilities

Global Possibilities

Who are we?

Vortex Networking Group

Vortex Networking Group could be best described as a Virtual Shopping Mall of Home Based Business Ideas , Articles and Opportunities. The site is arranged so that any interested individual can evaluate the concepts of having their own internet based marketing business.

Enjoy all the information we have for you and discover the opportunity that fits you best. We trust that this will be YOUR starting point for a better future. Enjoy!


Monday, June 23, 2008

Your Private Label Internet Empire Is Here!

Today I want to tell you about a new site that I just came across. It's called Private Label Club and it's brought to you by Jason Oickle.


To say that I am impressed would be a major understatement. I mean, what he is offering to free members is just insane.


This is one of the very few sites that I have found that is literally giving away so much value to free members!


There really should be a monthly price tag on just the free membership alone!


Go see what I mean:

http://www.private-label-club.com/?plc=13744


What I love the most about Private Label Club is the powerful elite membership.


I mean, on top of the free content, as an elite member you'll also get 300 plus articles, 24 headers, 12 adsense sites and 3 private label ebooks. And you're going to get all that every single month like clockwork.


This is not just any old garbage content either!


Jason has a team of very talented people to make sure you get only the highest quality possible. It truly is superb, this is the only membership I will ever need.


I don't want to waste any more of your time so I urge you to click the link below and secure you're free membership before Jason decides to lock the doors forever.


Don't let someone else grab your spot!


Go now:

http://www.private-label-club.com/?plc=13744


Thank you for your time and I will see you in the members area.


To Your Success,

David Barley

Thursday, June 19, 2008

Mini Site Profits Exposed

Michael Rasmussen's "Mini Site Profits Exposed" Video Series: How To Create A Mini Site That Runs On Autopilot And Makes You Money While You Sleep!

Most Internet marketers understand that having mini sites is the fastest and easiest way to make money online. They don't require a lot of time, energy, or money to set up, and once you've got one up and running, you can sit back and just collect money from all the sales you're making.

At least... that's how it's supposed to be, right?

The truth is that mini sites really ARE easy to set up. They really DON'T require
much time, energy, and money to set up. So why is it that so few people actually make money with their mini sites?

The answer is that they never learned how to actually turn their mini site into a profitable moneymaker that runs completely on autopilot. The good news is...

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YOU'RE ABOUT TO LEARN HOW TO DO IT!
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Here's what this is all about: My colleague Michael Rasmussen has just released a brand new video course that will walk you through the process of creating a killer mini site from the ground up, and then he'll also teach you how to actually start making money with it right away and into the future.

If you've been looking for help with monetizing your mini sites, then this is exactly what you need. The best part? The videos are FREE! I'll tell you more about that later. First, let's talk about the videos them selves.

If you're in a hurry, you can just check the videos out right now for free. Here's the URL:

http://www.minisiteprofitsexposed.com/?thankyou-page=16574

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OVERALL QUALITY
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It's important to note that these are online videos that you access from your web browser. Michael uses Camtasia Studio to create these videos, which is the premier software program for creating screen capture tutorials such as these.

The first thing I noticed when I hit the play button on the first video was the incredible production quality. These are NOT your ordinary screen capture videos. In fact, I don't think I've ever seen someone make videos that are this high quality before.

He uses beautifully created graphics to pass his wisdom along to you, and the sound quality is the highest you will ever hear in an Internet marketing product. They sound like they were recorded in a professional studio.

Michael explained to me that he was sick and tired of seeing all the low quality videos out there, and so he set out to create something different in order to raise the bar in our industry. I think that, when you see Mini Site Profits Exposed for yourself, you'll agree that he has succeeded.

Now let's move onto...

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THE ACTUAL VIDEOS
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Here's a brief summary of each video. Obviously it's impossible to list every single thing here, but I want you to get a feel for what each one covered, and how well it covered it.

If you're in a hurry, you can just check the videos out right now for free. Here's the URL:

http://www.minisiteprofitsexposed.com/?thankyou-page=16574

VIDEO 1 - INTRODUCTION

This videos introduces you to the entire course, as well as the teacher himself. You'll learn what you can expect from the course, and why it's structured the
way it is.

Michael realizes that you may not have heard of him, and so he spends some time establishing his credibility with you by sharing some of his biggest successes. It doesn't come across as bragging at all. Michael explains that, in order for you to get value from the teachings, you need to have faith that the teacher actually knows what he's talking about. By the end of this video, you will have no doubt.

By the way, this is a good lesson for all of us product developers. If you want people to accept you as an authority on any subject, you first need to establish your credibility with the reader. That way he's willing to relax, and trust that what you're telling him is sound advice.

VIDEO 2 - THE BASICS

This video will introduce you to the basics of mini site marketing. This will set the foundation that all future learning will rest upon, so it's important to pay close attention to this one.

You'll learn:

* What mini-sites are, and what makes them different from regular content sites.

* Which businesses they work well for… and which ones they don’t.

* The right mindset to have when it comes to creating mini sites as part of your online business strategy.

* And the different tools you need to get started.

This was a great video, and did an excellent job of kicking things off, and building the foundation for the rest of the course.

VIDEO 3 - SQUEEZE PAGES

This is probably one of the most useful videos of the entire course. Every Internet marketer needs to build an email list, but how do you do it? What is the best way to capture the most opt-ins?

The answer is 'squeeze pages'. This video will teach you:

* Why using a squeeze page is far superior to other opt-in methods.

* The single most important thing you must include at the top of your squeeze page to skyrocket your opt-in rate.

* The secret structure of a squeeze page, and why most marketers get it wrong (which costs them a LOT of money).

* The most important to include in your opt-in process that will make sure that people actually receive your email.

After watching this video, you'll know everything you need to know to start building a massive opt-in list right away. This will probably be the first video that you 'take action' on. You'll be so excited about the possibilities, that I guarantee you'll go and create your own squeeze page right away.

VIDEO 4 - MINI SITE COPYWRITING - PART ONE

Nothing happens until the sales copy is written. Graphics alone will never sell a product, but sales copy alone WILL. This video begins to demystify the mysterious process of writing words that make people whip out their credit cards and buy.

Specifically, you'll learn:

* Why you need to learn copywriting, even if you “hate to write”

* What a compelling offer looks like, and how to tell the difference.

* How to write an eyeball-grabbing headline that practically forces your readers to go through your entire page.

* A simple trick you can use in your opening to make your reader want to learn more.

There is no skill that is more important to your success than the ability to write killer sales copy. Make sure you pay extra attention to this video, as well as...

VIDEO 5 - MINI SITE COPYWRITING - PART TWO

This video dives right into the individual components of a killer sales letter. You'll learn how to create the "secret structure" of a mini site sales letter that makes big money. Specifically, you'll learn:

* How to create captivating body copy that draws your reader into the sales letter.

* Bullets that force your reader to keep reading the whole page, and makes them insanely curious and want to buy your product

* How to take the risk off people's shoulders, so they'll feel safe buying from you.

* How to craft your 'call to action', and get people to whip out their credit cards and buy immediately.

* The secrets of writing a killer P.S. that helps seal the deal, and flip your prospect into a buyer instantly.

This video covered a surprising amount of detail, especially considering that this course is not specifically about copywriting. Michael Rasmussen is definitely someone who overdelivers in his educational products.

VIDEO 6 - HOW TO AUTOMATE THE DELIVERY OF YOUR INFOPRODUCT

Unless you want to be chained to your computer, you must learn how to put your mini sites on autopilot. The only thing you should be doing is driving traffic, and letting the site itself do all the work, including the work of instantly delivering the product to the customer.

This video will walk you through the process of automating your product delivery, so you can just relax, and collect the money. The best part is... once you have this automated system set up, you never have to touch it again.

VIDEO 7 - HOW TO "GROW" YOUR SALE

This video is guaranteed to be an eye opener for almost everyone who watches it, even the experienced marketers. Michael dives into some of the most effective 'upselling' techniques that I've ever seen.

Nowhere else on the Internet have I seen such a thorough tutorial on how to increase the 'size' of your orders. You'll learn:

* The psychology of 'upselling', and how to use it make your customer spend even more money with you. The best part? He'll think it was his idea!

* The absolute best time to upsell your customer. This one will surprise you when you realize how much money you've been leaving on the table by skipping this step.

* 5 simple techniques to increase your profit by up to 100%.

If you've already got a mini site that's up and running, this video will make a big difference for you right away. Use any of these 'plug and profit' strategies to increase your income literally overnight!

VIDEO 8 - CREATING AN AFFILIATE SALES FORCE

If there's one thing I've noticed that all successful marketers have in common, it's that they have a great affiliate program. They create a program that allows other people to make good money by promoting their products, and they get to just sit back and relax, while everyone else is doing the hard work of promoting FOR them.

If you've ever dreamed of having an army of motivated sales people working hard to make you money, then you're going to love this video. Michael will teach you:

* What an affiliate program is, and how to set one up very quickly.

* Exactly what tools you need to give your affiliates (most people miss the mark here, so pay extra attention to this part).

* Why merely having an affiliate program is NOT enough to convince people to sign up, and what you can do instead to have people eagerly trying to become one of your affiliates.

* How to motivate affiliates to sell for you.

VIDEO 9 - MINI SITE MISTAKES TO AVOID

Let's face it... it's not enough to explain what you should do. You also need to know what mistakes you should avoid. Michael has already made these costly mistakes, but you don't have to. You'll learn:

- Why people do judge a book by its cover... and how to capitalize on that for your mini-site

- The single biggest reason people don’t buy from a mini site, and how you can apply this 'instant fix'.

- The single biggest thing that will kill your mini-site (it's not what you think, and making this mistake is a surefire way to drain money from your bank account FAST!)

- Two list building mistakes that’ll cripple your long-term profits.

VIDEO 10 - SECRETS OF CREATING A PRODUCT FUNNEL

This video will walk you through the process of designing a product line that will make you a TON of money. There's a lot more to it than you'd think, which is why this important concept (which was taken from direct marketing) gets it's own video.

After watching this video, you'll understand why you can't just have a single front end product, and you'll know exactly what to do in order to get your customer to keep buying more and more expensive products from you... completely on autopilot!

This video is a MUST for any serious marketer who wants to make a lot of money from their online business.

VIDEO 11 - OUTSOURCING SECRETS FOR WORKING LESS, AND MAKING MORE

The title of this video says it all. You'll learn all of Michael's secrets for getting top notch freelancers to help you create your mini site empire in record time.

Let's face it, you can't be an expert at everything that mini sites require. For example, it's really tough to be a top notch graphic designer, while also mastering HTML, and then becoming a killer copywriter, on top of also creating the product
itself.

And the list goes on and on. If you want to be efficient, and begin making money as fast as possible, outsourcing is the secret to making it happen. This video will show you exactly what to do, as well as some common (and very expensive) pitfalls to avoid.

VIDEO 12 - OUTSOURCING SECRETS FOR WORKING LESS, AND MAKING MORE

Let's face it... it doesn't matter how great your mini site is if you don't get any traffic coming to it. Getting traffic can be one of the most confusing and mysterious parts of making money online IF you don't get the proper education.

Thankfully, Michael really dives in, and gives you a lightning fast education in this area. Specifically, you'll learn:

* How to use Pay Per Click (PPC) advertising to get targeted traffic fast.

* 3 ways to get targeted traffic without spending a dime.

* 2 ways to leverage the experience and contacts of other people to explode your traffic.

* 3 traffic strategies to avoid like the plague!

By the time you're done with this video, you'll know what to do right away to begin driving targeted visitors to your mini site.

Wow, you get all those videos for free? Click
here to check out the Mini Site Profits Exposed
course for yourself:


http://www.minisiteprofitsexposed.com/?thankyou-page=16574

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DELUXE VIDEOS
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Mini Site Profits Exposed comes with 12 videos, and has more content than most 300 dollar home study courses. And did I mention that it's free?

If you decide that you want to continue your education, and get the biggest possible advantage, you can also upgrade to the deluxe course for a small fee. The deluxe course contains four full-length videos that each cover one advanced topic in great detail.

Here's a breakdown of each video:

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VIDEO 13 - DESIGNING A KILLER BACK END THAT RUNS COMPLETELY ON AUTOPILOT
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This deluxe video could easily be a whole course in itself. It walks you though the entire process of setting up a back end that is completely automated using an autoresponder system.

You'll learn how to set up your autoresponder to automatically remove a person from your prospect list after he buys, and then insert him into your customer list. This is where your new autoresponder sequence will start promoting your back end products
automatically.

Bottom line... if you want to make the big bucks like all the Internet marketing gurus, you need to create a back end that works hard for you while you're out
creating new mini sites and developing new products. This video will show you how.

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VIDEO 14 - LIST BUILDING SECRETS
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In this deluxe video, Michael will walk you through some of his best tactics for growing a massive list from your mini site. He'll not only teach you what to add to your mini site, but he'll also show you what you must REMOVE from your mini site in order to get the most possible subscribers.

Building a list is about SO much more than just offering a free newsletter. In fact, Michael shows you five different things you can offer your readers to get them to instantly give you their name and email.

You'll also learn the best places to actually put the opt-in email form on your mini site. You'll also learn about pop ups and tell-a-friend scripts, as well as a bunch of other incredible tactics for growing your list.

I have a hunch that you'll find yourself referring to this video over and over again.

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VIDEO 15 - MARKETING ACTIVITIES THAT MAKE YOU MONEY
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When you think about all the 'stuff' you can do to drive traffic to your site, it's hard to know what you should focus on first. This video will walk you through the four most important marketing activities you can do to drive traffic to your mini site.

Once you master these four, you'll never have to wonder what you should do when you start a new mini site. You'll have an easy-to-follow road map for driving tons of targeted prospects to your site, so you can begin making money ASAP!

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VIDEO 16 - MAKE MAXIMUM PROFITS FROM YOUR MINI SITE
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In this final deluxe video, Michael will reveal his best kept secrets for squeezing maximum profit out of any mini site. These are techniques that you have NOT seen before, so you'll want to pay extra close attention to this one.

Think about it... if you're going to put the time in, and set up a mini site the proper way (like Michael shows you in these videos), then it only makes sense that you'd want to make the most amount of money possible from it.

In this video, you'll learn:

- How changing one sentence on your mini site could double your profits easily.

- How to instantly increase the dollar amount of your average order (which puts more money into your pocket).

- The one thing you must add to your 'download page' that will instantly increase your income (with no extra work, once this thing is put into place).

- How to turn your actual product into a money making machine!

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CONCLUSION
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Whew! That was a lot of information, and I hope it helped you decide to check out Michael Rasmussen's Mini Site Profits Exposed video course. Remember the course is absolutely free, so you have nothing to lose.

Michael believes that it's important for him to prove himself to you before he ever asks you to buy anything from him. He wants to show you that he will deliver you the absolute best education available anywhere, and he'll gladly do it for free... just to win you over!

So go ahead and check out Mini Site Profits Exposed right now, and see what all the fuss is about. I highly recommend that you upgrade to the deluxe course as well. Here's the URL:

http://www.minisiteprofitsexposed.com/?thankyou-page=16574

Warmly,
David Barley

Wednesday, November 14, 2007

3 SECRETS

Thank you so much for visiting my blog. I value and respect your interest in starting your own home-based business. I believe, that this could be one of your best decisions ever.

The reality is this: There are three little known secrets that 'big business' doesn't want you to know. Let's face it, 'big business' needs employees and they don't want these secrets to get out of the bag!

Secret Number One - JOB SECURITY

True job security is a thing of the past, and here's why. Have you ever heard the terms "merger" or "acquisition"? You may have heard them, but do you really know what they mean, and why they have eliminated true job security? Even though these business practices are very complex, here is a very simple example that exposes the true nature of big business today.
Suppose here was a little shopping center with two restaurants right next to each other, a pizza parlor and a deli. Each business has it's own equipment, employees, and dining room. So, what happens if these two businesses decide to merge together? Well, all they really need to do is remove the wall that separates them and they end up with one big dining room. But there's more. They soon find out that they don't need two counters, two kitchens, or two of anything. So what happens? The extra kitchen is sold for cash and the cooks are fired. The extra counter is sold for cash and the counter person is fired. The extra space is converted into more dinning room space. So the result is a bigger business, with less equipment, less employees, and a bigger dining room. In short, more sales and less expenses. When a merger takes place in big business, the people involved walk away with obscene amounts of cash, and you, the employee, are little more than a pawn in someone else's chess game.

Secret Number Two - THE DUAL INCOME MYTH

With so many families struggling to get by these days, most of them have arrived at the same solution: both parents work and they become dual income families. Well, consider this example. The second parent enters the workforce thinking the extra money will help the family. HEREIN LIES THE MYTH. Let's say mom goes out and gets a job earning $25,000 a year, which is about $480 per week. Sounds good but here is what most people don't see. After taxes (25%), mom is left with $360 to take home. But then there is day care ($150), leaving mom with $210. Then there's the extra gasoline ($20), buying lunch everyday ($30), dry cleaning ($30), parking ($25), and now mom is down to $105. But then what happens? With mom working, there is no time to go grocery shopping or to cook healthy meals at home, so the family orders out, or eats out, 2 or 3 times per week ($90), and now mom is left with $15 to show for 40 hours of work, or 38 cents per hour. But it gets worse. The extra $25,000 a year puts the family into a higher tax bracket, and at the end of the year, they get hit with a huge tax bill. That's the myth: when the second parent leaves the home to enter the workforce, the second parent ends up working full time making little or no money at all, they rarely get to see their kids anymore, and the whole family suffers.

Secret Number Three - TAX ADVANTAGES OF A HOME-BASED BUSINESS

This "little known" secret is the best one of all! The tax advantages of a home-based business are literally unbelievable. A home-based business has a different set of rules than any other kind of business. First of all, you can deduct a portion of your rent, mortgage interest, phone bill, electric bill, gas bill, repair bills, etc. In a home-based business, you can hire your kids (ages 7 and up) and then deduct the education expense of your employees. You can deduct private school tuition, home- school expenses, even college tuition! But there's more. You can offer your employee's (your kids and spouse) benefits such as vacations. (Are you getting this? You can write off your family's vacations!) On top of that, you can offer your employees (your kids and spouse) benefits such as medical and dental and write that off too! And this is just a little taste of what's possible. Most importantly, when you start a home-based business, you don't create more expenses like day care, meals, parking, dry cleaning, gasoline, etc. So you get to keep every penny that you earn. And above all, you can do all this and be home all of the time. You can be there for your children. What do you think is better for your children and your family?

So there you have it, three secrets that can change your life. What you will decide to do with this information could change your future for ever. What will you decide?

THIS COULD BE WHAT YOU ARE LOOKING FOR!

Whatever circumstances that attracted you to this opportunity, one thing is certain, there are many other people just like you. No matter what you do for a living - whether you are a teacher, a doctor, a lawyer, a secretary, housewife or construction worker - do you find yourself thinking, "there must be a better way, a less complicated way, a smoother road".

The opportunity to run your own Internet business can be the answer for you. This is so simple that even if you are an Internet beginner, you can capitalize on this model of business.

Even though we've never met you ...even though we don't know you ...we know something about you. We know that you're out here looking for something, seeking and searching for something. And the fact that you are out here searching says a lot about you ...mainly that you haven't given up. Aren't you even a little curious about the possibility of running your own Internet Business?

If you truly want more out of life, then maybe, just maybe, it's time to take a look at something new. Something that could change your life forever, as it has for so many of us.

HOME BASED BUSINESS



Home-based business is a $427 Billion a year industry. That's more than the pharmaceutical industry, food industry, and consumer goods industry - combined! How? Because of the sheer numbers of people in business for themselves who are now working from home. The extremely low start-up costs, flexible hours, and the Internet are fueling the growth of the home business segment. By 2005 as many as 150 Million people, in North America alone, were enjoying the freedom and benefits of owning their own Internet business.




Just working part-time in their spare time many earn an extra $1000 or $1500 in their very first month. If that's all you need or even if that's all you're looking for ...great! But others who started part-time have quit their jobs to work their businesses full-time and are now earning up to $10,000 or $15,000 per month! That's per month ...and some are earning more! As a part of the 'home based business' family you will really be part of a dynamic team. We pride ourselves in the support we give to our new team members. You'll even have your very own personal business coach ...but even more than that ...a friend. Know this: the only way we succeed is by helping you succeed. Our success depends entirely on your success. The help and support that new team members receive is nothing short of incredible.



As a participant in a 'Home Based Business' you can:
· Have the freedom to do what you want to ...when you want to
· Retire in 2 to 5 years with income that lasts forever
· Be home all day every day with your kids
· Enjoy company paid dream vacations two or three times a year
· See your dreams become your reality
· Enjoy tax advantages that are absolutely out of this world
· Say goodbye to alarm clocks, rush hour, and stress for good.
Thomas Edison said that "success is 90% ATTITUDE and 10% KNOWLEDGE"

START WITH YOUR ATTITUDE



...ADD OUR KNOWLEDGE & THE RESULTS WILL AMAZE YOU!

The wealthy people aren't geniuses, they're not "super intelligent", they simply know things that other people don't know ...they know what works! They know how to "tap in" to the incredible markets created by the Baby Boomer Generation. They know that between 1946 and 1964 over 70 million babies were born. Never before, or since then, have so many babies been born in such a short period of time.

Anyone who positions themselves properly, in front of 70 million customers can make a fortune by simply supplying what the customers need. In the 40's and 50's it was baby food and diapers. Think about it ...if you have a baby you have to buy baby food and diapers. What's more is that baby food and diapers are what we call "consumable" products. You use them once, you always run out ...and you always have to buy some more! In business, we call this a TREND.
By the end of the 50's the baby boomers no longer needed diapers – they were becoming teenagers. So instead of 70 million babies, there were 70 million teenagers, and once again ...positioning meant everything. Take deodorant for example. When your children become teenagers they need it. And when they need it everyone's nose - knows it. Is it an option? NO! Will anyone do without it? NO! Does it take a TV commercial to convince you to buy it? NO! 70 million teenagers had to start buying deodorant and using it every single day. In fact all 70 million of them are still using it today. And you guessed it ...it's a consumable product ...when you run out you have to buy some more.

During the 1960's... almost 800 new universities had to be built to accommodate the baby boomers. Then came the real estate boom of the 70's and 80's. Then came the mini-van boom of the 90's ...and now we're in the SUV boom of the 2000's! The trick is simply knowing what's next.

Today over 10,000 baby boomers are turning 50 every single day and there is another huge trend that is developing right now. You see, as people grow older, their needs begin to change. The latest trend has to do with products that the baby boomers need as they grow older ...and yes ...these products are consumable! When they run out they have to buy some more!

There is another huge trend that is upon us today. It is even bigger then the baby boomers and it is still GROWING! Rapidly! That trend is the Hispanic Immigrant expolsion. Today there are more than 60,000,000 hispanics in this country and it is growing at a remarkable rate of more than 6% a year. Is there a way that you could take advantage of this exploding market?

These latest trends are like an enormous avalanche of cash that's heading right in your direction. It's so big ...it's so huge, that anyone who positions themselves properly can do very well financially.
You've got the ATTITUDE ...we've got the KNOWLEDGE ...so there's really only one thing left to talk about ...and that's YOU!

WHAT IS REALLY IMPORTANT

PEOPLE ARE OUR MOST TREASURED ASSET...WHAT WE REALLY CARE ABOUT IS YOU!

I've never met you, we don't know each other, but yet ...I admire you. I admire you because you haven't given up. You are exploring your options, you're searching for something ...seeking something. The simple fact that you're reading this right now proves it! But what I'd really like to know is what's got you in motion? What's your reason for wanting to start a home business?

· Is it the well being of your family & kids?
· Are you a full-time mom feeling guilty about not working?
· Are both of you working but still struggling to get by?
· Do your dreams seem to be fading off into the distance?
· Were you laid off from your job?
· Are you worried about college tuition for your kids?
· Are you sick and tired of your job or your boss?
· Do you feel guilty because there's no time for your kids?
· Are you just tired of the rat race, the alarm clock and the traffic?

Whatever your reason is...are you really serious about making a change? I ask because everyone says that they want more out of life, but when it comes time to take action ...they let the worries and the pressures of life get the best of them. With the enormous amount of opportunities, on the Internet alone, it's very sad to see that most people just sit back and let life pass them by.

And here's what happens to "most people":

· 29 out of 100 people do not even live to 65 years old - stress kills and most stress can be traced back to financial reasons
· 63 out of 100 people age 65 depend on social security and charity for food & shelter

HERE'S WHAT HAPPENS TO THE "FEW" WHO ARE WILLING TO DO WHATEVER IT TAKES:

· 4 out of 100 people age 65 can fully support their retirement
· 1 out of 100 people age 65 is wealthy Nobody thinks they're going to end up like "most people".

It's human nature. And because no one thinks it can happen to them ...they do nothing to prevent it. The 5% of the people who are able to retire comfortably did something very different than the other 95% who are dead or broke at age 65. It's that simple. and they did it for themselves.

Check these